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X Money launched publicly on June 25, 2026, when X began releasing it to a subset of U.S. Premium+ subscribers β its first broad consumer launch after months of internal testing. Peer-to-peer payments went live (a user sent $25 to Musk, who confirmed it), alongside a metal Visa debit card, bill/wire/check payments, and interest on balances via a Cross River Bank cash-sweep with up to $10M FDIC coverage. That is about seven months after the 'comes out soon' promise (Nov 2025) and well past the 2025 deadline; access is still tiered (Premium+ first) ahead of a wider rollout. PYMNTS β X opens X Money to Premium subscribers ahead of broader launch (Jun 25 2026) β
X Money β which Musk said would 'come out soon' in November 2025 β launched publicly on June 25, 2026, when X began rolling it out to U.S. Premium+ subscribers with peer-to-peer payments, a metal Visa debit card, and up to $10M FDIC coverage via a cash-sweep program. That was roughly seven months after the promise and past the 2025 deadline, with access still tiered ahead of a broader rollout β a delivered-late verdict.
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