Monthly payment, interest and total for any Model 3 or Model Y, at the rates tesla.com shows today.
First Tesla? · 3 months FSDtesla.com prices and rates · Prosper, TX 75078 · checked 12 Oct 2026
| Term | Monthly | Interest |
|---|
| Car | Rate | Terms | Payment shown |
|---|---|---|---|
| Model Y (all trims shown) | 1.99% APR | $2,850 down · 72 mo | Model Y RWD $569/mo |
| Model 3 RWD (page default) | 6.79% APR | $2,500 down · 84 mo | $539/mo |
| Model 3 Performance | 1.99% APR | $3,645 down · 72 mo | 3.99% with $2,500 down |
Rates depend on your credit; the Model Y rate is for Excellent (720+). Payments shown by Tesla exclude taxes and fees. Our formula reproduces Tesla's Model Y RWD example: $568/mo vs $569/mo on tesla.com. Sources: Model 3 design, Model Y design, Tesla financing options.
Not sure which car? Model 3 vs Model Y puts every trim side by side. Running costs: maintenance, insurance, charging.
Independent fan project. Not affiliated with, endorsed by, or connected to Tesla, Inc. or SpaceX. Figures checked on 12 Oct 2026 from the linked official pages; they change, and your address or account can change them. Not a quote. Referral links are ours: we get the referrer reward if you order.
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